Everything I use, recommend, and have created to help you on the FI journey — all in one place.
No email required. Just useful stuff to help you get started.
A simple spreadsheet to calculate your personal FI number based on your UK lifestyle costs.
Download FreeThe exact spreadsheet method I used to track and clear my consumer debt. Plug in your numbers and go.
Download FreeISA vs SIPP vs GIA — explained simply on one page. Print it out, stick it on your wall.
Download FreeMy go-to for commission-free investing. Clean interface, free ISA wrapper, great for global ETF investing.
Visit SiteBrilliant for passive ETF investing. Low costs, clean UI, perfect for set-and-forget ISA contributions.
Visit SiteSolid UK-regulated platform with a strong community. Good range of ETFs and individual stocks.
Visit SiteWhere I consolidated my old workplace pensions. Simple dashboard, clear fees, genuinely game-changing.
Visit SiteLow-cost index funds direct from the source. The LifeStrategy funds are a staple of the FI community.
Visit SiteThe UK's largest platform. Rock-solid reliability and excellent research tools.
Visit SiteMy favourite UK budgeting app. Connects all your accounts, tracks spending, spots forgotten subscriptions.
Visit SiteThe gold standard of zero-based budgeting. Every pound has a job. Changed how I think about money.
Visit SiteConsistently one of the best easy-access savings rates in the UK. My emergency fund home.
Visit SiteThe UK's highest-paying cashback site. I've earned hundreds back on purchases I was making anyway.
Visit SiteI run both Quidco and TopCashback and check which pays more before every online purchase.
Visit SiteAuto-saves money based on your spending patterns. Set it, forget it, watch your savings grow.
Visit SiteThe book that changed how I think about spending. A must-read for anyone on the FI journey.
View on AmazonThe FI bible. Buy index funds, avoid debt, stay the course. Read this first.
View on AmazonThe original FI book. Reframes money as life energy. Timeless and transformative.
View on AmazonUK personal finance podcast. Practical, jargon-free. A staple of my commute listening.
Listen FreeThe UK's best online FI community. Real people, real numbers, real support.
Join CommunityThe definitive UK investing blog. Evidence-based, no-nonsense, brilliant for passive investors.
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